Times have been challenging the last few weeks. We have seen sickness, protests, riots, injustices and even death. We have heard the chants of #BlackLivesMatter once again in our streets. Some of you are afraid and some are annoyed. Some don’t understand, while others are trying to gain understanding. Questions...

Creating a budget for ourselves isn’t always something that we want to do, but sometimes it’s a necessity. A budget allows you to take control of your finances while being aware of what you spend and what your funds look like. Budgets give you the chance to say no to...